Open Enrollment is Closed 

Open Enrollment began on Monday, November 4, 2024, and closed at 11:59 p.m. ET on Friday, November 15, 2024. 

If you did not take action during Open Enrollment, you will not be enrolled in some benefits.

  • Your medical, dental, health savings account (HSA), critical illness insurance, and supplemental AD&D elections will continue in 2025.

  • You will not be enrolled in the healthcare or dependent care FSA. You must re-enroll each year.

  • You will not receive the tobacco-free premium reduction in 2025. You must re-sign the affidavit for yourself and your spouse each year.

  • You will be required to go through medical underwriting (provide proof of good health) to enroll in or increase your long-term disability coverage in the future.

Important things to keep in mind

You must make your elections during the Open Enrollment period.

Open Enrollment began on Monday, November 4, 2024, and closed on Friday, November 15, 2024. During this period, you had the opportunity to change your benefits and add or remove dependents, with changes going into effect on January 1, 2025.

The elections you made during Open Enrollment are effective January 1, 2025, and must remain in place all year.

IRS regulations require that benefit elections made during Open Enrollment remain in place for the entire year unless you experience an IRS-defined qualifying life event. These events, such as marriage, divorce, loss of other coverage, or the adoption/birth of a child, allow you to make corresponding changes to your elections, but only within 30 days of the event. An exception is that you can change your HSA contribution anytime during the year.