Open Enrollment begins on Monday, October 24, 2022, and closes at 11:59 p.m. ET on Friday, November 4, 2022. During this period, you can change your benefits, and add or remove dependents, with changes going into effect on January 1, 2023.
If you take no action during Open Enrollment
- Your medical*, dental, Health Savings Account (HSA), and Supplemental AD&D elections will continue in 2023.
*Current IU Health HDHP participants will be automatically enrolled in the Anthem PPO HDHP & HSA unless another election is made during Open Enrollment. Learn more.
- You will not be enrolled in the Healthcare or Dependent FSA, and you will not receive the Tobacco-free Affidavit premium reduction. You must re-enroll in these plans each year.
Effective date of changes is January 1, 2023
All Open Enrollment changes are effective January 1, 2023. IRS regulations require that Open Enrollment benefit elections remain in place for the entire year unless you experience an IRS-defined qualifying life event. Certain life events, such as marriage, divorce, or the birth of a child, allow a corresponding change to your elections, but only within 30 days of the event. An exception is that you can make changes to your HSA contribution amount at any time during the year.