Compare the costs of the plans
Subtract $15 monthly for an employee or spouse ($30 for both) who does not use tobacco and complete a tobacco-free affidavit.
Monthly Employee Contribution | ||||||||
|---|---|---|---|---|---|---|---|---|
| Medical Plan | Less than $38,100 | $38,100 to $66,949 | $66,950 to $99,999 | $100,000 to $149,999 | $150,000 to $199,999 | $200,000 to $249,999 | $250,000 and Above | Total Monthly Premium |
Employee-Only Coverage | ||||||||
Anthem PPO HDHP | $47.82 | $63.98 | $83.27 | $104.90 | $127.32 | $155.06 | $179.96 | $461.08 |
Anthem PPO $500 Deductible | $167.81 | $202.82 | $262.66 | $313.64 | $366.51 | $421.39 | $478.28 | $1,103.70 |
Employee and Child(ren) Coverage | ||||||||
Anthem PPO HDHP | $86.06 | $115.17 | $149.89 | $188.80 | $229.17 | $279.10 | $323.92 | $882.13 |
Anthem PPO $500 Deductible | $302.05 | $365.09 | $472.80 | $564.55 | $659.72 | $758.49 | $860.92 | $2,097.01 |
Employee and Spouse Coverage | ||||||||
Anthem PPO HDHP | $126.72 | $169.55 | $220.67 | $277.96 | $337.41 | $410.90 | $476.89 | $1,228.01 |
Anthem PPO $500 Deductible | $444.70 | $537.50 | $696.08 | $831.16 | $971.25 | $1,116.68 | $1,267.50 | $2,924.77 |
Family Coverage | ||||||||
Anthem PPO HDHP | $153.01 | $204.76 | $266.46 | $335.65 | $407.44 | $496.19 | $575.85 | $1,390.47 |
Anthem PPO $500 Deductible | $536.99 | $649.02 | $840.54 | $1,003.63 | $1,172.83 | $1,348.43 | $1,530.54 | $3,311.07 |
*Important Notes:
- Employee contributions are deducted before taxes.
- The salary band is determined by the annual base salary at the time payroll runs each pay period.
- The total monthly premium is the sum of the employee contribution plus the university's contribution towards the employee's coverage.
- Eligible employees can elect medical coverage with or without electing dental coverage.
- Faculty appointed as 10-month academic employees who do not receive pay in the summer, will have medical plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
- Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.
Monthly Employee Contribution | ||||
|---|---|---|---|---|
Coverage Level | Below $38,100 | $38,100 to | $66,950 & | Total |
Employee Only | $8.88 | $11.14 | $13.24 | $41.86 |
Employee w/ Child(ren) | $16.00 | $20.09 | $23.81 | $75.39 |
Employee w/ Spouse | $20.87 | $26.22 | $31.06 | $98.34 |
Family | $30.42 | $38.22 | $45.30 | $143.43 |
*Important Notes:
- Employee contributions are deducted before taxes.
- The salary band is determined by the annual base salary at the time payroll runs each pay period.
- The total monthly premium is the sum of the employee contribution plus the university's contribution towards the employee's coverage.
- Eligible employees are able to elect dental coverage with or without electing medical coverage.
- Faculty appointed as 10-month Academic employees who do not receive pay in the summer, will have dental plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
- Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.
Benefit Amount | Monthly Cost for | Monthly Cost for |
|---|---|---|
$30,000 | $0.42 | $0.72 |
$60,000 | $0.84 | $1.44 |
$90,000 | $1.26 | $2.16 |
$120,000 | $1.68 | $2.88 |
$180,000 | $2.52 | $4.32 |
$240,000 | $3.36 | $5.76 |
$300,000 | $4.20 | $7.20 |
$350,000 | $4.90 | $8.40 |
$400,000 | $5.60 | $9.60 |
$450,000 | $6.30 | $10.80 |
$500,000 | $7.00 | $12.00 |
*For Employee and Family Coverage, benefits for family members will be a percentage of the Benefit Amount selected.
Employee Monthly Contribution | ||||||
|---|---|---|---|---|---|---|
Benefit Amount | Age 18-29 | Age 30 - 39 | Age 40 - 49 | Age 50 - 59 | Age 60 - 69 | Age 70+ |
Employee Coverage* | ||||||
$10,000 | $2.10 | $3.00 | $5.70 | $11.40 | $20.70 | $52.10 |
$20,000 | $4.20 | $6.00 | $11.40 | $22.80 | $41.40 | $104.20 |
$30,000 | $6.30 | $9.00 | $17.10 | $34.20 | $62.10 | $156.30 |
$40,000 | $8.40 | $12.00 | $22.80 | $45.60 | $82.80 | $208.40 |
$50,000 | $10.50 | $15.00 | $28.50 | $57.00 | $103.50 | $260.50 |
Spouse Coverage** | ||||||
$5,000 | $1.05 | $1.50 | $2.85 | $5.70 | $10.35 | $26.05 |
$10,000 | $2.10 | $3.00 | $5.70 | $11.40 | $20.70 | $52.10 |
$15,000 | $3.15 | $4.50 | $8.55 | $17.10 | $31.05 | $78.15 |
$20,000 | $4.20 | $6.00 | $11.40 | $22.80 | $41.40 | $104.20 |
$25,000 | $5.25 | $7.50 | $14.25 | $28.50 | $51.75 | $130.25 |
*Eligible children through age 25 are automatically covered at 50% of the employee's benefit amount for no additional cost.
**Premium for spouse coverage is calculated based on the employee's age.